I’ve mentioned that starting January 1, 2011, we are going to be kicking off a Debt Free / Savings Challenge here on Penny Pinchin’ Mom! Although that is still a couple of months away, it is never to early to start figuring out WHERE your money is going. You can use Mint.com completely for FREE! It can help you track your checking accounts, savings account, credit cards, mortgage and other debts. It really can be helpful to find all of your information in one location. Plus, by starting this now, you’ll be able to “skip a homework assignment” come January! Head on over to Mint.com to look around and sign up today!