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How to Set a Realistic Budget for Christmas Shopping

October 20, 2020

20 Oct

INSIDE: Christmas shopping can easily get out of hand. Learn how to set a Christmas budget so you can make it a great one without doing into debt. You need a budget, especially at Christmas. Here’s how to set a Christmas budget for your family that works! To set a Christmas budget, decide what you can afford to spend this…
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Easy and Cheap Dinner Recipes Anyone Can Make

October 6, 2020

6 Oct

INSIDE: Looking for some cheap dinner recipes? When time and money are short, your whole family will love these 10 easy recipes on a budget.   Let’s face it, there never seems to be enough hours in your day or money in your bank account. But your family counts on you to make nutritious, tasty dinners for them every night….
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A pile of coins.

How to Bypass Coinstar’s Hefty Fee When Depositing Spare Change

September 18, 2020

18 Sep

If you’re like many people, you have a change jar in your home where you dump loose change you get back during cash transactions. And while 30% of Americans say they don’t make any cash purchases in a typical week, coins still tend to accumulate, albeit more slowly than they used to. Throwing spare change in a coin jar is…
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Save Money on Back to “School” Supplies in 2020

August 26, 2020

26 Aug

This school season, families across the country are moving to remote learning. You may find yourself in this situation by choice — or not. No matter the reason your kids are taking part in virtual education, of course you want to do everything you can to make sure they’re successful in this new school year. One way, as parents, we…
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teach toddlers about money with a piggy bank

How to Teach Kids About Money, From Toddlers to Teens

August 21, 2020

21 Aug

I admit it: I wasn’t always the best at teaching my kids about money. My youngest definitely got a better education than my oldest, because I had more practice at teaching by then. However, after lots of research, today I have a great grasp on how to teach kids about money – and you can, too! Teaching your children about…
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A person is dressed as a DIY ghost

Creative DIY Halloween costume ideas

August 13, 2020

13 Aug

Halloween costumes are a big deal where I come from in Massachusetts. I grew up just minutes away from the Salem Witch Museum. Like most local kids I was steeped in witch trial history. It made an impact and maybe influenced a kind of competitive creative spirit around Halloween. You really didn’t want to be the kid with the store-bought…
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Tracie Fobes, Owner
I'm Tracie! Several years ago, my husband and I found a way to work ourselves out of more than $35,000 in debt. As a result of our journey, we now help families learn to do the same. I share my tips on life, family and finances - to help others achieve this same goal of living a debt free life! Learn more about me and my family HERE.
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