Have you taken the time to check your credit recently? With identity theft on the rise, it is very important that you take the time to do this each and every year. You can actually request a FREE report each year!! Keep in mind that this report will only provide you with the items on your report and not your credit score.
To access your free annual report from all 3 credit reporting agencies (TransUnion, Equifax, Experian), you simply need to go to AnnualCreditReport.com. It is very simple to request your report. Just follow the prompts and you’ll be on your way.
You will end up going to each individual agency to review your report. Rather than waste paper printing yours, you can just review it online and print the discrepancies so that you can dispute them as needed. You can also just save them electronically to your computer for future reference.
If you would rather not access this information online, you can request a copy via phone or mail. However you get your report, make sure you do it! You never know what you will find and it could save you a lot of headache to find it early on rather then when it is far too late!