I was actually away on vacation last week and did not return home until late on Wednesday. As a result, I didn’t have a chance to do a Debt Free Challenge post. So, I guess you can say that this is Week 24/25 of the 2012 Debt Free Challenge!!
So, as the title says – go back to Step 1. I am sure some of you are thinking – what? Why do I need to go back to Step 1? We’ve been at this for six months now. It is hard work. Sometimes, you don’t even notice the progress you have made. However, if you go back to Step 1 and look at where you were at on January 1st compared to now – you might just be pleasantly surprised!
It is amazing to watch the changes in your financial picture. If you are using cash like I am, you might even start feeling “weird” when you pull out your debit card to pay for items. For me, I honestly feel a tad guilty when I have to use my debit card!! It is amazing to notice the transformation in how I now view money.
If you are feeling deflated, just do that — go back and check the progress you have made. Even if you haven’t paid off a debt in it’s entirety, you’ve still paid down SOMETHING and that deserves a pat on the back! By looking back it reminds you to just keep looking forward and you know that you will eventually get there — just look at what you’ve done so far!!!
|**Please, if you have recently paid off another debt, share with us! You can report every single debt — so that we can have an accurate amount reflected!! As a reminder, the survey is completely anonymous – there is truly no way for me to know who you are at all. You can share your amount you have PAID OFF HERE.|
(I am not a financial advisor and the information listed within these Debt Challenge posts is not to be construed a financial advice. This is knowledge we gained through our own personal experiences and information as outlined in Dave Ramsey’s Financial Makeover — and is being shared as such. Participants are not required to follow any steps listed if they do not wish to do so. Financial concerns/issues should be addressed with a professional in order to receive advice and assistance.)