When it comes to your finances, it is important that you have a way to track everything. While there are many great apps you can use, sometimes, “going old school” is more effective. Seeing it written down in front of you can really help you focus on your goals.
Whether you are ready to create your budget, get out of debt or just want to track it better, you might be looking for the right form. That is where the below can help! You will find all sorts of tips – and FREE FORMS for you to use to get yourself on the right financial path!
The most important thing about a budget is that it is in writing (or at least on an app). It needs to be visible. We have several great posts you can access where we share different budget techniques:
Which ever one you find works for you, just make sure you right it down. We’ve got FREE Forms you can use here:
(Click links below to access)
If you want to get a better look at your financial picture, you need to complete a Net Worth Form. You enter your assets and liabilities in the spaces provided. Then, subtract your liabilities from your assets and you will find your overall net worth. You can opt to use either a customizable form (which will do the calculations for you) or print and complete it.
Debt Pay Down Form
Before you can start to pay off your debts, you need to know what you owe. Fill out this form listing the creditor name and current balance. Enter the LOWEST balance first and then list them all up through the most owed. If you use the customizeable form, the calculations are automatic. Of course, you can print and complete the form instead if you wish.
Financial Cover and Spine
If you would like to keep all of your financial records in one notebook for the year, you can print a financial manual and spine for your binder. We use tabs for each month and plastic sleeves to file all of our paperwork away. Read more about preparing a Home Finances Manual.
If you are looking for more ways to stay organized, you will want to visit our Household Forms page. You will find several free forms including: shopping list, price book, chore charts, cleaning checklists — and more!!