One goal many Americans have is to buy a house. There is nothing quite like the feeling of unlocking that door for the first time. But, the truth is most can’t afford it. Well, they can afford a payment, but the down payment is holding them back.
I’ve teamed up with other financial bloggers to change that. We want to motivate our readers to reach a goal of saving $1 million dollars over the next year!!
I’ve been helping people save money for more than nine years. While it has helped with normal living expenses, homeownership is often still out of reach. They can’t come up with the down payment.
For many, it is because the cost of living continues to increase, while their income does not. When the cost of rent and food rises from year to year, it makes saving for a down payment increasingly more difficult. And, when the prices of homes continue to go up, it just makes that dream of home ownership get further out of reach.
I want to help readers, just like you, find a way to make the dream of home ownership come true. That’s why I hope you join the down payment movement.
How will the Down Payment Movement help you?
You have a dream of owning a home, but how can you make it become a reality. If you have never been through the home buying process, it can be overwhelming. You can feel that are left to navigate home ownership alone.
That’s why you should join the movement. You will not be alone as you have people right beside, rooting you on and helping you succeed!!
Not only will you find the support you need, you will get the resources to help as well. One of them I find the most helpful is a 12-week home buying course which gives you all the basics of the home-buying process, including the following:
● Session 1: How to Know If You’re Ready to Buy a Home
● Session 2: How Much Home Can You Afford
● Session 3: What Credit Score Do You Need to Buy a Home
● Session 4: How to Get Pre-Approved to Buy a Home
● Session 5: How to Choose a Real Estate Agent
● Session 6: How to Find the Right Home for You
● Session 7: What to Look for When Home Shopping
● Session 8: How to Make a Successful Offer On a Home
● Session 9: How to Apply for a Mortgage
● Session 10: Is It Better to Have a 20% Down Payment
● Session 11: How Does Mortgage Insurance Work
● Session 12: What You Need to Know About Closing Costs
You really don’t want to miss it! You can sign up by clicking on JOIN THE MOVEMENT on the Down Payment Movement website.
Who is behind the Down Payment Movement?
We are a group of 15 personal finance bloggers who have all joined forces to motivate you to save for your down payment. You can read about each of us on the Partners page.
The Down Payment Movement is brought to you by:
● PT Money
● Michelle Schroeder
● Tracie Fobes
● Jim Wang
● Barbara Friedberg
● Teresa Mears
● Joseph Hogue
● Casey Fleming
● Diego Corzo
● Max Smith
● Buddy Broome
● Michael Dinich
● Benjamin Feldman
● Alanna Anthony
This movement (and this website) are also powered by Unison. You can learn more about the company on its website or at the Unison Blog.
Join the Movement
When you sign up, we’ll ask you to pledge a specific dollar amount you will save every month — for example, $100 or $350. This way, we can track our progress toward the goal of saving up $1 million in one year! I hope to see you there!!