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How Do I Start Talking to My Partner About Money?

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May 15, 2015

15 May
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Talk to your partner about money. If you don’t, you will have serious issues lying ahead of you.

Wonder how to start talking to your partner about money? These tips will help you open up the lines of communication.

Whether you’re considering a deeper commitment or those wedding bells have already rung, having the talk about money is critical.

Did you know money is one of the top reasons cited for divorce? However, just one conversation won’t do – finances are a lifelong conversation. By opening up the lines of communication about finances, you’re not only potentially saving money; you could also be saving your relationship.

You and your partner should start by gathering any financial documents and information you have to get a clear picture of your current situation – everything from paystubs to student loan documents. To avoid arguments and additional anxiety, try to remember that A) no one can change the past, and B) together, you are creating a new beginning. By laying it all out, both physically and emotionally, the two of you can make a plan for your collective future.

Once you both have a clear view of the situation, try to delegate changes according to your individual styles. If he’s the spender and you’re the saver, put him in charge of paying utilities while you manage the groceries. Remember, since the talk is ongoing, don’t be afraid to try something else if your original plan doesn’t work as well as you’d like. Together, and with a little patience, you and your partner will find a method that works for you both.

 

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Tracie Fobes, Owner
I'm Tracie! Several years ago, my husband and I found a way to work ourselves out of more than $35,000 in debt. As a result of our journey, we now help families learn to do the same. I share my tips on life, family and finances - to help others achieve this same goal of living a debt free life! Learn more about me and my family HERE.
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