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White elephant gift exchange ideas

19 Affordable White Elephant Gift Exchange Ideas

October 29, 2020

29 Oct

INSIDE: Festive times are upon us! Learn what a white elephant gift exchange is and get some fun & inexpensive white elephant gift ideas right here. You’ve heard the term before, but what exactly is a white elephant gift exchange and how does it work? We’ll go through all of that below, plus we’ll share some funny and inexpensive white…
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Save Money on Back to “School” Supplies in 2020

August 26, 2020

26 Aug

This school season, families across the country are moving to remote learning. You may find yourself in this situation by choice — or not. No matter the reason your kids are taking part in virtual education, of course you want to do everything you can to make sure they’re successful in this new school year. One way, as parents, we…
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teach toddlers about money with a piggy bank

How to Teach Kids About Money, From Toddlers to Teens

August 21, 2020

21 Aug

I admit it: I wasn’t always the best at teaching my kids about money. My youngest definitely got a better education than my oldest, because I had more practice at teaching by then. However, after lots of research, today I have a great grasp on how to teach kids about money – and you can, too! Teaching your children about…
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A person is dressed as a DIY ghost

Creative DIY Halloween costume ideas

August 13, 2020

13 Aug

Halloween costumes are a big deal where I come from in Massachusetts. I grew up just minutes away from the Salem Witch Museum. Like most local kids I was steeped in witch trial history. It made an impact and maybe influenced a kind of competitive creative spirit around Halloween. You really didn’t want to be the kid with the store-bought…
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Christmas stockings are hung

HOW TO SPLURGE THS HOLIDAY (WITHOUT BLOWING YOUR BUDGET)

August 12, 2020

12 Aug

Several years ago, 2010 to be exact, my husband and I made our final payment on our debt. We were officially debt free!! It felt amazing. We had done it through a lot of hard work and sacrifice.  We had done all we could to save so we could throw loads of money at our debt. A few months later…
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A man holds a small gift box.

Teaching Your Kids About a Christmas Budget

August 11, 2020

11 Aug

The holidays are just around the corner.  While you may not yet be decorating your house or buying gifts, there is one thing you need to do – plan your Christmas budget, and teach your kids about it as you do! Why a budget for the holidays? Having a holiday budget ensures you don’t go crazy overspending and end up…
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Tracie Fobes, Owner
I'm Tracie! Several years ago, my husband and I found a way to work ourselves out of more than $35,000 in debt. As a result of our journey, we now help families learn to do the same. I share my tips on life, family and finances - to help others achieve this same goal of living a debt free life! Learn more about me and my family HERE.
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