Free Kindle and Nook eBooks – July 30, 2014 Edition

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Free Kindle and Nook Books Downloads | www.pennypinchinmom.com  #free #kindle #nook #books #reading Here is today’s list of FREE Kindle and Nook Books for July 30, 2014. Remember that you do not need to own a Kindle to read these books. You can download the free Kindle app to your tablet, smartphone or other electronic device and can read any Kindle books.

** These books are all free as of the time we do the post.  Prices change quickly on Amazon, so if you don’t see that it is free, that is why.  Just make sure you check the price before you download.

Free Kindles free children's books

free romance books

free mystery books

free fiction books

free cook books

NOTE:  If you happen to inadvertently purchase a Kindle which is no longer free, you can get a refund.  Learn more about Kindle Return Policies.

 

free nook   free fiction books

free romance books

free mystery books

**Prices and availability subject to change. Make sure you confirm the price prior to purchase. If the price noted above differs from what you see on line, it simply means that this deal has expired since the time it was posted.


NYC Instant Lash FREE At Walmart!

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NYC Instant Lash FREE At Walmart! | www.pennypinchinmom.com #freebies

Here’s a freebie you should be able to score at Walmart! Print the coupon, and head to Walmart to see if you can find NYC Instant Lash Mascara and you can get it for FREE!

NYC Instant Lash – $1.00
$1/1 NYC product 
Final Price: Free
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Hardcover Minecraft: Redstone Handbook – Just $4.75

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Hardcover Minecraft Redstone Handbook | www.pennypinchinmom.com

If you have any Minecraft fans running around, this might be a great book to buy now and hold for the holidays or a special day! Grab Minecraft: Redstone Handbook: An Official Mojang Book for just $4.75 right now.  If you are an Amazon Prime member it will ship for free! If you have not yet tried Prime, you can sign up for a free 30 day trial to see what you think before you buy!

Shipping is free on select items for Amazon Prime members, or if you spend $35 on qualifying Amazon purchases. Prices and availability subject to change. Make sure you confirm the price prior to purchase. If the price noted above differs from what you see online, it simply means that this deal has expired since the time it was posted. 

**HOT TARGET DEAL** On Old Spice Deodorant & Body Spray!

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Old Spice Target Deal | www.pennypinchinmom.com #deals
Check out this hot deal that was found at Target on Old Spice Deodorant & Body Spray! Please remember, we simply share the deals we find, this is not a guarantee that you will find it also.  We just pass on the information to try and help you save!!
(2) deodorants $3.95 = $7.90
(1) body spray  $3.95 = $3.95
(2) -$1/1 Old Spice Deodorant printable
(1) FREE ($3.99) body spray wyb 2 deodorants PG 07/27/14
Final Price:  $0.86 for all 3…after the $5 gift card!
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Thomas & Friends Magazine Only $14.99 Per Year!

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Thomas and Friends | www.pennypinchinmom.cmo

This deal ran yesterday, but I just checked and they extended it for one more day!  You can order Thomas & Friends Magazine for just $14.99 per year — regularly $28.97!  That is a savings of 48%!  Just enter the coupon code PENNYPINCH at checkout to see the price drop.

This offer ends Wednesday, July 30th, 2014 at 11:59 pm EST.

Wacky Wednesday Weekly K-Cup Deals 7/30/14

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Wacky Wednesday K-Cup Deals | www.pennypinchinmom.com #deals

It’s time for another Wacky Wednesday Weekly Coffee Sale! Every Wednesday Cross Country Cafe shares totally wacky sale price on a variety of coffees including Keurig Kcups. Don’t forget shipping is free when you spend $59 or more! In order to make this a fabulous deal don’t buy just one box! Check out these hot deals below:

Green Mountain Extra Bold Kenyan AA Keurig K-cup coffee  is on sale this week for $11.99 per box of 24!!

(If you add 5 boxes to your order, you’ll end up paying as little as $0.42 per cup shipped!)

This is a single origin coffee, grown on the slopes of Mount Kenya and on the high plateaus of the region, Kenyan AA beans are the largest and, some say, the best of the crop. The flavor is is fruity with blackberry tones and a winey finish.

You’ll also find Twinings African Rooibis Keurig K-cup tea   on sale for $9.99 per box of 24!

(If you add 6 boxes to your order, you’ll end up paying as little as $0.42 per cup shipped!)

Twinings African Rooibos Red Tea K-Cups are made with the leaves of the rooibos (pronounced roy-boss) plant which only grows in the Cedarberg Mountains of South Africa. Rooibos, which means red bush, has long been enjoyed for its natural sweetness and delightful red color. This is a decaffeinated tea.

Sale runs Wednesday July 30th through Tuesday August 5th at midnight EDT.

*REMINDER* Half Price Cheesecake at The Cheescake Factory on July 30 & 31st

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Half Price Cheesecake at The Cheesecake Factory | www.pennypinchinmom.com

Get your taste buds ready for this treat! The Cheesecake Factory is offering 1/2 price cheesecake slices  July 30th and 31st!  The offer is valid for dine in only and you are limited to one slice per guest!

Learn more on their Facebook Page!

Hen House Weekly Coupon & Deal Matchups for 7/30 – 8/5

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Hen House Weekly Matchups | www.pennypinchinmom.com  #coupons #deals

 

You can find the weekly ad for Hen House here. Hen House will double your coupons up to and including $0.50. Be sure to read and print their coupon policy before you shop.

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Below you will find this week’s Hen House Coupon Matchups.  Remember that Hen House doubles coupons up to and including $0.50, unless the coupon prohibits it.  I’ve listed all of the deals from the ad below – and put the best deals for you in GREEN so that you can more easily find them!

If you see this icon next to an item —>  , it means it is an item which can be found on the web version rather than the weekly printed ad.

2 Day Sale (Saturday, August 2 & Sunday, August 3)
BREAKFAST
BOXED / CANNED / JARRED
FROZEN
HEALTH / BEAUTY
HOUSEHOLD
PAPER / PLASTIC
PET
SNACKS

I receive a commission for ALL YOU magazines purchased through the above links.
Hen House® is a registered trademark of Hen House. Penny Pinchin’ Mom is not affiliated with or sponsored by Hen House.

Stick to the Budget: How You Can Hep Your College Student Spend Within Their Means

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college

 

Everyone has heard of the dreaded Freshman 15, those extra pounds that tend to show up when mom’s cooking is left behind for multiple trips to the cafeteria using an unlimited meal plan. But what about the troublesome Freshman 27? Never heard of it? Twenty-seven dollars is the average cost of an overdraft fee, which can add up quickly without a budget.

Whether your student is beginning their freshman year or heading back for another year of classes, creating a budget can help students focus on the only numbers that really matter…their test scores.

 

What Things Really Cost

 

Before you send your child off to college, try this little experiment. Ask them to make a list of everything they’ll need during the first semester and what they think these items and activities will cost. They’ll probably write down books, bed sheets, and maybe a new backpack. But, you can ask them “What about parking permits, haircuts and the occasional off-campus meal?” Compare what they think these costs are with real numbers. They’ll likely be surprised, and it can be eye-opening for you as well. This will especially come in handy if they plan to get involved in Greek life, which often involves dues and social outings. The gap between their thoughts and reality are a great basis for collaborating with them on a plan for financial success.

 

Together, you and your student can create a realistic budget that accounts for both the necessities and extra expenses, all while managing their expectations. Use a spreadsheet or online tools such as BudgetMath to get started. Don’t forget to encourage them to put aside money for emergencies, such as a medications or an unplanned trip home. For some, a credit card may be a source of emergency funds, but students – and their parents – should approach a line of credit understanding this isn’t free money.

 

Creating Credit

 

The activation of the Credit CARD Act of 2009 introduced changes in how students can apply for credit cards. The act prohibited using samples of freebies as enticements and created tighter restrictions for pre-approved cards. Also, and most importantly, the act requires that any person applying for a credit card under the age of 21 have a parent, guardian or spouse as a co-signer. If you are thinking about signing your student up for a credit card, know that you’ll be creating a joint account. If your student fails to make their payments, your credit will be affected.

Credit cards are not all bad, especially when used smartly. If your child only has one and pays it off each month, it can actually be beneficial. This would help them establish a good credit history for future purchases such as a new car or their first home.

Talk to your credit union or bank about low-limit student cards. Connecting their credit card through your financial institution makes monitoring expenses simple and credit card payments easier with online access. Also, if necessary, parents can share a login to monitor the finances. With an increase in mobile and online banking options students no longer require a nearby branch to take care of business.

Before your child heads off with their new plastic, be sure to teach them the importance of responsible lending, and of course, steps to avoid identity theft. Tips like installing a password on their mobile device, researching websites before making online purchases and reporting suspicious charges are priceless- literally.

 

There’s An App for That

 

 

If your student is like most teenagers, they’re pretty much glued to their phone. Take advantage of that focused attention and encourage your student to use an app to help them create and use a budget. Here are some popular options:

  • Mint: This app allows your student to connect their savings, check and credit card accounts for an easy-to-navigate look at their expenses.
  • Learnvest: A neat function of this app is that it allows students the functionality to set a financial goal and gives advice along the way to help them achieve said goal.
  • Left To Spend: This simple app connects to your account and does just as the name implies. A quick glance and your student can plan to spend or save.
  • Square: This app allows students to send and receive money quickly, and without paying any debit card or checking account fees like other services.

 

No matter how your child sets up his or her budget, the important thing is that they find a system that works for them (and you). With the costs of college rising and student loan interest rates in the news, getting in the habit of smart financial management means your student will have one less concern after graduation. And a platform for a much better financial life!

 

Life after college is its own adventure. Next week, we’ll discuss steps you and your student can take now for loan repayments later. For more advice on navigating financials or saving for higher ed, click here for friendly advice from the CommunityAmerica Credit Union Savin’ Mavens. This post was written by Maven Amy Grothaus.

 

HyVee Weekly Coupon & Deal Matchups for the Week of 7/30 – 8/5

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HyVee Weekly Coupon Matchups and Deals | www.pennypinchinmom.com #coupons #deals #savings

 

Be sure to read (and print) Hy-Vee’s coupon policy. You can also review the weekly ad on-line — where you will find both the print and web versions.

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Below you will find your weekly match-ups for Hy-Vee. You will find the in-ad coupons, top deals and all of the other deals from this week’s ad – both the on-line and print versions. If something is a really great deal, you will find it highlighted in green.

If you see this icon next to an item –>, it means it is an item which can be found on the web version rather than the weekly printed ad.

Save $5 Off WYB 5 Participating Items With In-Ad Coupon
Free Backpack wyb 4 Participating Products With In-Ad Coupon
IN-AD COUPONS
BABY / CHILD
BAKERY / BREADS
BREAKFAST
BOXED / CANNED / JARRED
CONDIMENTS
DAIRY / REFRIGERATED
FROZEN
HEALTH / BEAUTY
HOUSEHOLD
MEAT / SEAFOOD
PAPER / PLASTIC
PET
SNACKS

I receive a commission for ALL YOU magazines purchased through the above links.