Disney Mickey Mouse Mug and Warmer Only $9.99 (Reg. $15)

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mugwarmer

This cute deal is still available!

Just how adorable is this coffee mug!?  If you (or a friend or relative) love Mickey Mouse, then hurry and grab this cute Disney Mickey Mouse Mug and Warmer for only $9.99 (Reg. $15)!

Shipping is free if you spend $35 or more on qualifying purchases — or if you belong to Amazon Prime (even if you have a trial membership).  Click HERE to learn more!

**Prices and availability subject to change. Make sure you confirm the price prior to purchase. If the price noted above differs from what you see on line, it simply means that this deal has expired since the time it was posted.

 


LEGO Friends Stephanie’s New Born Lamb Set Only $7.98 (Reg. $12)

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Lego

Hurry and grab this super cute LEGO Friends Stephanie’s New Born Lamb Set for only $7.98 (Reg. $12)! Shipping is free if you spend $35 or more on qualifying purchases — or if you belong to Amazon Prime (even if you have a trial membership).  Click HERE to learn more!

  • Includes Stephanie mini-doll figure and her lamb; Features a cute little house with a bed, cupboard, stool and a bathtub with tap
  • Accessories include 2 rosettes, milk bottles and everything you need for grooming the lamb
  • Have fun looking after the lamb with combs and shampoo to make her look even more pretty
  • Put the lamb in the tub and give her a lovely bath; Award the lamb a rosette to show how beautiful she is!
  • House measures over 3″ (9cm) high, 3″ (8cm) wide and 1″ (5cm) deep

**Prices and availability subject to change. Make sure you confirm the price prior to purchase. If the price noted above differs from what you see on line, it simply means that this deal has expired since the time it was posted.

Thanks, Thrifty Northwest Mom!

Rite Aid Weekly Deals and Coupon Matchups For 2/1 – 2/7

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riteaid Corrie, the Centsable Momma, has this weeks Rite Aid Deals. I’ve listed some of them here, but be sure to check out her site for all of the deals!

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Freebies
+UP Reward Deals
Other Deals

10 Free Cards or a Free Photo Magnet from Shutterfly

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Shutterfly

Head on over here to snag 10 FREE Cards or a FREE Photo Magnet from Shutterfly! All you have to do is upload a photo of the sweetie in your life with the tag #ShutterflySweetie and you’ll get your code! Then, simply head over to Shutterfly.com to redeem through 2/3.

Shipping runs $3.99 for the magnet, and $5.99 for the cards – but I think that’s still sounds better than paying retail and the shipping :)

Walgreens Weekly Ad Coupon & Deals Matchups for the Week of 2/1 – 2/7

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Walgreens Weekly Deals | www.pennypinchinmom.com #coupons #deals #walgreens

Are you new to Walgreens? You’ll want to read up on Walgreens 101 to learn about Register Rewards.  They just recently added a new Rewards Points System, which you can read about here.You should also review and print the Walgreens Coupon Policy and keep it with you.
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Take a look below at this week’s best Walgreens Deals.  Keep in mind that printable coupons can quickly run out of prints – so make sure you print those you want today — before they are gone!

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FREE
5000 ($5.00) POINTS WYB 2 OR MORE
BALANCE REWARDS
REGISTER REWARDS
BEVERAGES
GROCERY
FRIDGE/FREEZER
PERSONAL CARE
PHARMACY
COSMETICS
HOUSEHOLD
BABY
PET
MISC.

*I receive a commission through the purchase of All  You Magazine.

New Yankee Candle Coupon – $10 Medium Jar Candles!

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YC

Woot! We’ve got a new coupon good for $10 Medium Jar Yankee Candles!  This is a huge discount as they are normally $24.99! Hurry, though, you can only use this coupon through 2/1!

Thanks, Thrifty Shopaholic!

CVS Weekly Coupon Matchups And Deals for The Week Of 2/1 – 2/7

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CVS Weekly Deals and COupon Matchups | www.pennypinchinmom.com  #coupons #deals

Are you new to CVS? You’ll want to read up on CVS 101 to learn how to make the most of your Extra Care Bucks.You can also find their most recent coupon policy and coupon policy FAQs available online.

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Below you will find this week’s deals at CVS! Remember that coupons expire quickly and can run out of prints!

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FREE
BEST DEALS
ECB DEALS
$10 ECB wyb $30 of the following Limit 1
BOGO DEALS
GROCERY DEALS
HOLIDAY DEALS
HEALTH & BEAUTY DEALS
BABY DEALS
HOUSEHOLD DEALS
OTHER DEALS

*I receive a commission through the purchase of All You Magazine.

Annual Magazine Super Sale!!

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PB_SuperSale

Don’t miss this Annual Magazine Super Sale with some titles as low as $.29 per issue. If you’re a magazine reader or know people who are now is the time to shop. There’s no coupon code needed. Sale is valid through Sunday 2/1/15 at 11:59pm EST!

This Weekend’s Top Retail Coupons: Rue 21, Justice & More!

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Retail Coupon Roundup - Printable Coupons | www.pennypinchinmom.com  #coupons #savemoney  #deals

Before you head out to shop this weekend, make sure you are ready to save!!! Take a minute to check out Surviving the Stores for a great list of printable store coupons! You will find some of this week’s top printable coupons below!!

Bealls – 20% Off 2 Single Items (exp: 2/2/2015)
Bonton – 30% Off a Yellow or Black Dot Womens, Mens & Kids Apparel Purchase (exp: 1/31/2015)
Carters – 20% Off $40 Purchase (exp: 2/4/2015)
Eddie Bauer – 25% Off Entire Purchase When You Buy Motion Activewear (exp: 2/11/2015)
Express – $15 Off $30, $30 Off $100 or $40 Off $120 Purchase (exp: 3/1/2015)
Justice – 40% Off Entire Purchase (exp: 2/2/2015)
Lord and Taylor – 15% Off Regular & Sale Price Items (exp: 2/3/2015)
Osh Kosh BGosh – 15% Off Entire Purchase (exp: 2/4/2015)
Rue 21 – 30% Off $30 Purchase (exp: 1/31/2015)
Yankee Candle – Buy 2 Large Jar, Tumbler or Vase Candles Get 1 Free (exp: 2/16/2015)

Ten Hidden Costs of Home Ownership

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If you own a home - or plan on purchasing one  - make sure you know about these TEN hidden costs of owning a home!!

When you sign for your home, you know right at that moment what your payment will be.  You can see it clearly outlined in your amortization schedule so you  know your principal and interest.  However, there is MORE to owning a home than just your mortgage payment.  You need to plan on these additional expenses and make sure that you fit them into your budget.

1. Insurance.

If you rent, you may have been paying a very small amount annually for renter’s insurance.  However, when you own a home, you will pay a lot more for home owner’s insurance.  In fact, it is much more!

You may not have to pay only homeowner’s insurance, but also private mortgage insurance (called PMI).  If you do not put at least 20% of the purchase price of your home down in cash, then you will have to pay for this additional line item.  This typically costs around .05 – 1% of the total loan amount.  If you purchase a $150,000 home, you could pay $1,500 per year or $125 per month. Once the amount you owe on your home drops below 20% of the value, you can request that this be dropped.  However, until that time, make sure you keep this in mind.

The average homeowner will pay more than $70 a month towards homeowner’s insurance.  You need to make sure that your policy covers not only the cost to rebuild your home, but also all of the contents inside.

Most of the time, both of these amounts will be rolled into the cost of your mortgage, but make sure you keep that in mind when looking at loan calculators, so that you do not forget that you will pay for these on top of your monthly payment.

2. Taxes

When you rent, you do not have to pay any additional taxes to live in your apartment or home.  However, when you own your home, you must pay personal property taxes (depending upon your state, of course).   These amounts can be thousands of dollars annually.

This is one thing to consider when looking at a home.  If you choose to live in a more affluent area, your taxes may be higher. This information is typically available on the MLS listing when you look at any properties.

This amount is also usually included in the monthly mortgage payment, so it can be held in an Escrow account and then paid annually, on your behalf.  This is often required when there is a lien on the property.

3.  Furnishings and window treatments.

When you move into a new home, some of the appliances are not included.  Make sure you know up front what you need to purchase.  This can include a refrigerator, washing machine and dryer.  If your home has more space than where you currently reside, you may have additional furniture costs as well.

You may also need to purchase blinds or shades (especially in the case of a brand new home).  These costs can quickly add up, so include these in your budget.

In addition, if you did not have a lawn previously, you will need to purchase a lawn mower to keep up with the growing grass – or hire a service to cover those lawn care costs.

4.  Utilites.

Some renters do have to cover utilities.  However, when you own a home, these costs can increase as they are typically larger than apartments.  That means more cooling and heating costs.    You can request this information when looking at the property, so you can have an idea of these costs before you put in an offer.

5.  Maintenance and repairs.

When you rent and the sink backs up, you just have to place a call to your landlord and he or she takes care of it for you.  When you own your home, you have to cover this yourself.  On average homeowners spend anywhere from $1500 – $5000 annually on home repairs.

This cost can be lower if your home is newer, but if you opt for an older home, it can often mean that there will be more repairs to be made.  You will want to keep this in mind when planning your budget.

6.  Pest control.
Most of the time, when you see a bug, you just kill it and go on with your day. But, what happens if you notice an infestation of ants or worse yet – catch a rodent eating dinner in your pantry! You have to get rid of them.

When you rent, you just call the landlord and they take care of this for you. When you own your home, you have to take the steps to get rid of these pests on your own. While many times you may be able to purchase products yourself, there are times when you have no choice but to call an expert (think termites).

What might work best is to pay for routine maintenance from a pest company to avoid the additional costs with losing furniture, food or worse, like replacing trim, your floor, or more!

7. Kids and Pets.

This may seem like a given, but it something you don’t plan for. You know you have to feed and cloth your kids, but you also need to plan on home repairs because of them.

When our youngest was 3, she stuffed a bunch of toilet paper into our upstairs toilet and I did not know it. That is, until I was standing in my kitchen and noticed water dripping from the ceiling. It was not that much damage, but still cost just about the same amount as our home owner’s insurance deductible, so we just paid it all ourselves to avoid filing a claim (I think we paid only $150 more than our deductible).

Thankfully, we had money set aside for this repair. We don’t want our kids to damage anything and even the best kids in the world can do something, without even meaning to.

8. Time.

When you rent, the landlord takes care of your maintenance. You don’t spend time mowing, or fixing that door that doesn’t close properly or even the leaky sink. That falls onto your shoulders. You have to make the time to fix those small repairs, before they turn into larger ones which take more of your time!

9. Closing Costs.

When you purchase a home, there are closing costs associate with the purchase. These average between 2 – 4% of the mortgage balance. You can often negotiate to have the seller cover all or a part of these costs. If you do not have the cash, they can be rolled into your mortgage, which can in turn increase your monthly payment.

10. Home Owner’s Association or Condo Fees.

Many areas have Home Owners Associations or Condo Fees, which you have to pay.  These are either due monthly, quarterly or annually.  

These usually cover the general maintenance of signage, flowers and sometimes even a swimming pool.  They can also be used for paving and other maintenance in your community.  You will need to ask up front if this is included, so you aren’t surprised when you get to closing and learn that you have more expenses.