**BACK IN STOCK** Xbox Live Gold 12 Month Membership: $39.99 (was $59.99)

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Hurry on over to Amazon and get a 12 month membership to Xbox Live Gold for just $39.99.  These never last long!  This doesn’t expire, so you can tack it on to your existing membership if you aren’t quite up for renewal yet.

CLICK HERE TO ORDER YOURS

*Shipping is free if you are a member of Amazon Prime or if you spend $35 on qualifying Amazon purchases. Prices and availability subject to change. Make sure you confirm the price prior to purchase. If the price noted above differs from what you see on line, it simply means that this deal has expired since the time it was posted.


How to Stop Living Paycheck to Paycheck

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Living Paycheck to Paycheck is a vicious cycle.  Find out how you can stop the madness and gain control of your finances!!

Payday arrives.  You pay your bills, pick up your groceries, fuel up your vehicle and then…..the money is gone.  You didn’t even have it in your account for 48 hours before it was all spent and here you sit, broke until payday arrives again.

This may seem like a vicious cycle you can’t break.  However, you CAN!  You just need to know where to start and how to get out from under that heavy weight.

1. You’ve Got To Have a Budget.   First and foremost.  Not just a budget that you know in your mind, but a budget in writing.  You have to know where you money needs to go before you can figure out where to free up money.

You can download our FREE budget template, or even Excel versions to use!

 

You will want to make sure you read more about How to Create A Budget so that you can fill out these forms the right way.

2.  Where Does Your Money Go?  Now, once you have your budget in place, look at those items where you may find you over spend.  Do you grab a latte on the way to work every morning?  If you spend $5 a day, that is $25 a week and $100 in a single month!  Imagine what you could do with an extra $100 in your pocket!

3. Step Away From the Plastic.  Another way to prevent overspending is with cash.  No, that doesn’t mean use your debit card.  We are talking cold, hard, cash.

I know, I know, they are so convenient.  However, if you stick with CASH, you can’t overspend.  If you have $100 to spend at the grocery store, you can’t spend $110.  However, if you use your debit card, it is easy to say “It’s just $10.”  If you do that every single time you go to the store, that is more than $500 overspent in just a single year!

It can be tough to start using cash, but once you do, you’ll wonder why you didn’t start sooner!  To learn more, click over to read How to Use the Cash Envelope System.

4. Define needs vs. wants.  This is a tough one.  Take a look at your budget and what do you need?  You need clothes, shelter, food, utilities.  However, do you “need” cable?  Do you “need” to dine out every week?  By simply cutting back on your wants (even temporarily), you can free up money from your paycheck.  (Read more about Wants vs. Needs).

5. Ask for help.  If you are in debt or owe companies money, why not call and ask them if they can’t help.  Many times, they are willing to help you make changes to your payment due date, adjust interest rates and more.  If you don’t call, you will never know what they may be able to do to help you!!

6. Stop the waste.  Did you know that you do not have to fill the laundry cup to the top to get your clothes clean?  Did you know that you can use a smaller amount of toothpaste and your teeth will still get clean and freshen your breath?  By simply cutting back on the amount of product you use, you can save money by not having to purchase it nearly as often!  Here are some tips on How to Use Less Product (without sacrificing quality).

With some simple changes, you might find ways to free up some cash, and end that paycheck to paycheck cycle!

Living Paycheck to Paycheck is a vicious cycle.  Find out how you can stop the madness and gain control of your finances!!

 

25 Game Day Recipes – Just In Time For The “Big” Game!

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Check out this list of 25 recipes which are PERFECT for Game Day - especially your Super Bowl Party!!!!

We shared this earlier in the month, but thought we should share it again since the big game is this weekend!  No matter who is playing it is an opportunity to get together with friends and family and eat some good food and have some fun!  You’ll want to check out these great Game Day recipes!!!!

BOGO $10 Shoes & Dress and More At Charlotte Russe!

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Don’t miss out on these hot deals you can find right now at Charlotte Russe ! Take your pick from below and have fun shopping and saving! You can find the perfect outfit and accessories for Valentine’s Day without breaking the bank! No codes are needed, just shop and save. Shipping is free when you spend $10 or more!

SHOP HERE

Up to 60% Off Select Sony Memory Products!

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Today only, save up to 60% off select Sony memory cards and flash drives! This is a one-day offer ONLY valid on January 29, 2015 or while supplies last. Discount is already included in the current Amazon price. Applies only to purchases made from Amazon.com and does not apply to products purchased from third-party merchants on the Amazon website.

SHOP HERE

**Shipping is free if you are a member of Amazon Prime or if you spend $35 on qualifying Amazon purchases. Prices and availability subject to change. Make sure you confirm the price prior to purchase. If the price noted above differs from what you see on line, it simply means that this deal has expired since the time it was posted.

Gymboree: Last Day To Save 40% Off Wear-Now Layers!

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If you are still in need of some warm sweaters, jackets, or fleece – then check out this sale from Gymboree where you can save 40% off Wear-Now Layers! Today is the LAST day to take advantage of this offer.

SHOP HERE

 

Tyson Crispy Chicken Strips Coupon + Ibotta = Fab Deal At Walmart!

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tyson chicken strips walmart deal

You can grab a pretty good deal on a bag of Tyson Crispy Chicken Strips at Walmart.  Just combine a coupon insert and an Ibotta offer to grab one for only $3.47!

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Columbia Winter Sale: Up To 50% Off

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Starting now you can Save up to 50% off during the Winter Online Sale at Columbia! No codes are needed, just shop and save!

SHOP HERE

 

Ragu, As Low As $0.72!

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If you like Ragu, this deal is for you! Get Ragu Sauce for as low as just $0.72!

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Shutterfly: Up To 50% Off – Sitewide Sales + 1 FREE Card!

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Shutterfly Up To 50 Off Sitewide and free card

Shutterfly wants to help you save – just in time for Valentine’s Day gifts! Right now you can save up to 50% off sitewide! While you’re there, grab yourself a FREE 3/4 fold, tri-fold, 6×8 flat, 5×7 flat, 5×5 flat, 4×8 flat, or 5×7 folded card on signature cardstock. Just use the code: CARD4U to get this freebie.

Here are just a few of their great offers: (Offers valid through 2/3/15)

  • Up to 50% Off Photobooks
  • Up to 30% on cards
  • 50% on magnets, mouse pads, 8×5 notebooks, bracelets, necklaces, and luggage tags
  • Up to 50% on select home decor

Shipping is FREE when you spend $39+ and use the code: SHIP39. Start making your custom Valentine’s Day gifts now and save!

SHOP HERE