Free Kindle and Nook Books for Today – May 25, 2015

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Free Kindle and Nook Books Downloads | www.pennypinchinmom.com  #free #kindle #nook #books #readingHere is today’s list of FREE Kindle and Nook Books for May 22, 2015. Remember that you do not need to own a Kindle to read these books. You can download the free Kindle app to your tablet, smartphone or other electronic device and can read any Kindle books.

** These books are all free as of the time we do the post. Prices change quickly on Amazon, so if you don’t see that it is free, that is why. Just make sure you check the price before you download.

Free Kindles free children's books

free self help books

NOTE: If you happen to inadvertently purchase a Kindle which is no longer free, you can get a refund. Learn more about Kindle Return Policies.

free nook free children's books

free romance books

free mystery books

**Prices and availability subject to change. Make sure you confirm the price prior to purchase. If the price noted above differs from what you see on line, it simply means that this deal has expired since the time it was posted.


New Coupons – Pull Ups, Nature’s Harvest, Kellogg’s and more

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new coupons

Remember that coupons have a limited number of prints, so if see one you like you may want to print it up quickly before it runs out! Also just remember may print 2 of each coupon per computer and coupons print out 3 to a page.

$1.50 off (1) Sally Hansen Nail Treatment Item
$0.55 off Any Nature’s Harvest Variety
$10.00 off (1) Nicorette or NicoDerm products
$2.00 off (1) HUGGIES Wipes 300 ct. or larger
$1.00 off Kellogg’s To Go™ or Special K™ Shakes
$1.00 off two Purex Liquid Detergent or UltraPacks
$2.00 off 1 Armor All Car Care Gift Pack
$2.00 off any 1 PULL-UPS Pant or GOODNITES product
$2.00 off (1) package of HUGGIES Diapers
$2.00 off ONE Pampers Splashers Swim Diapers

Amazon Deals Of The Day 05/25/15

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Today you can grab two great deals on Amazon. Are you traveling this Summer and need to learn another language or are your children planning on taking another language in school in the fall? If so this is an amazing deal to help you learn and give you a head start. In fact you can save 63% Off Select Rosetta Stone Language Learning Software and grab it for just $199 (reg. $539)!!

Amazon is also offering a bonus deal today, you can grab Sleep Innovations 12-inch Gel Swirl Memory Foam Mattress! If you’ve been looking for a new mattress this deal is hard to pass up. You can grab it for $425.99 (reg. $759.99)!

SHOP HERE

**Shipping is free if you are a member of Amazon Prime or if you spend $35 on qualifying Amazon purchases. Prices and availability subject to change. Make sure you confirm the price prior to purchase. If the price noted above differs from what you see on line, it simply means that this deal has expired since the time it was posted.

I’m Out Of Debt – What Is Next?

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 If you are out of debt, what do you do next?  Just spend as you like?  Nope!  We share the first thing you should always do the moment you are debt free!!!

If you find that you have paid off all of your debts, let me say this — CONGRATULATIONS!!!  So, does that mean you are done financially?  Nope – not yet!

If you no longer have debts (outside of your mortgage), you need to continue building your financial independence.  That means you should have a fully funded Emergency Fund.

When you started on the path to getting out of debt, you built up $1,000 in your fund — just in case.  Now that you no longer have debt, it is time to increase this to cover your expenses in case the worst should happen (like losing your job).

A few years back, experts said that a family should have around 3 months of income saved up and if you were single save around 6 months.  As the economy has changed, and it can take longer to find employment, that has changed.

Now, everyone needs at least 6 months – if not even up to 9 months saved up.  That may sound like a lot, but if you no longer have those monthly debts to pay, you now get to pay yourself!

Do you remember when you thought getting out of debt was impossible? Do you remember thinking there was no way you could do that?  Well – you did!  And you are better for it.  Now you don’t have to send a check to someone else every month.  Instead, you get to put money into your savings account – for yourself!

The best way to do this is to just update your budget and instead of listing the debts you pay, just increase your monthly savings.  My husband and I actually have two different savings accounts.  One is our liquid savings and the other is emergency.

The liquid savings is where we make deposits for things we know we have to pay annually such as life insurance, taxes, holidays, etc.  The money will come and go in and out of this account throughout the year.  We also have an emergency fund.  That account has money going in — but does not come out (in case of an actual unplanned emergency).  For us, it helps us differentiate what we have saved and we know what we have in cash at any time.

You worked so very hard to get yourself out of debt, so do what you can to avoid it from happening again.  By planning now, you will save yourself a lot of possible financial stress down the road.  If you are not sure about emergency funds, you can read more about How to Create an Emergency Fund.

(I am not a financial advisor and the information listed within these posts is not to be construed a financial advice.   Financial concerns/issues should be addressed with a professional in order to receive advice and assistance.)

83% Off Dwell Magazine – Only $4.99 A Year!

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Here is a fun magazine!  You can pick up a subscription to Dwell Magazine for only $4.99 per year (83% off)! You can order up to 2 years at this price! Add this magazine to your shopping cart and then enter the coupon code pennypinch and then you will see the price drop!  This deal is good until Tuesday 5/26/15 at 11:59 PM EST.

Dwell champions an aesthetic in home design that is modern, idea-driven, and sensitive to social and physical surroundings. Written for young, intelligent consumers, dwell helps people shape their own living spaces Dwell champions an aesthetic in home design that is modern, idea-driven, and sensitive to social and physical surroundings. Written for young, intelligent consumers, dwell helps people shape their own living spaces in ways that express beauty, simplicity, comfort, and new sense of openness, and new sense of openness.

 

K’NEX Classics 4 Wheel Drive Truck, 313 Pieces Just $12.99 (Reg. $28)

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Need a fun gift for an upcoming birthday? Then check out this K’NEX Classics 4 Wheel Drive Truck (313 Pieces!) for just $12.99 (Reg. $28) right now!!

  • Includes 313 durable, colorful plastic K’NEX pieces
  • Working lights and 4-wheel steering functions
  • Combine with K’NEX Transport Chopper Building Set for an awesome combo build!
  • Colorful step-by-step instructions to build 3 different models
  • Recommended for builders ages 7+

Shipping is free if you spend $35 or more on qualifying purchases — or if you belong to Amazon Prime (even if you have a trial membership).  Click HERE to learn more!

**Prices and availability subject to change. Make sure you confirm the price prior to purchase. If the price noted above differs from what you see on line, it simply means that this deal has expired since the time it was posted.

Score FREE Huggies Diapers

 

Disney Frozen Anna and Kristoff Doll, 2-Pack Just $14.97 (Reg. $25)

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You know how much we love sharing Frozen deals :) Well, right now, I spotted this Disney Frozen Anna and Kristoff Doll, 2-Pack for just $14.97 (Reg. $25)!!  Shipping is free if you spend $35 or more on qualifying purchases — or if you belong to Amazon Prime (even if you have a trial membership).  Click HERE to learn more!

**Prices and availability subject to change. Make sure you confirm the price prior to purchase. If the price noted above differs from what you see on line, it simply means that this deal has expired since the time it was posted.

Score FREE Huggies Diapers

 

Save Up To 70% OFF at Gymboree (Memorial Day Sale)

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Woo Hoo! There are some awesome savings going on now over at Gymboree.com! You can save a whopping 50% OFF on all kids clothes, plus up to an extra 40% OFF! This is a great time to grab summer clothes for the little ones (and perhaps for your early bird back-to-school shoppers)!

Don’t forget to check some of you parenting magazines for those COUPONS to save even more :)

Tide Detergent Only $2.68 Each + FREE Dawn Dish Soap!

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Have you guys heard about this awesome Tide deal? This week at CVS, you can score Tide detergent for $2.68 each AND get a FREE Dawn Dish Soap! This is such a great stock up deal – so be sure to share with your friends!

Buy 5 Tide Detergent 50 oz., $5.94 each
Buy 1 Dawn Dish Soap, $2.99
Spend $30, Get $10 Cash Card
Use (5) $1/1 Tide Detergent Printable Coupons
Or use (5) $2/1 Tide Detergent coupons, exp. 5/30/15 (P&G 05/03/15)
Stack with $0.25/1 Dawn Dish Soap Printable Coupon
Final Price = $2.68 per bottle of Tide wyb 5 + FREE Dawn Dish Soap!

Thanks, Passion for Savings!

Nutella Just $1.90 Each at Rite Aid

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I know how much you guys love Nutella deal, so here’s one for all you Rite Aid shoppers!! Starting today (5/24), you can grab 5 Nutella 13 ounce jars for only $1.90 each.  Here’s how:

Buy 5 Nutella Hazelnut Spread 13 oz 2/$7
Use 4 $1/1 Nutella Hazelnut Spread coupons
And, use 1  $1 off Nutella coupon from the  5/17 SmartSource insert
Pay $12.50 & receive 300 ($3) Plenti Points wyb $15 (Limit 1 Offer Per Card)
Final Price = $1.90 each!

And be sure to check out this delicious Nutella Croissants made with 4 ingredients!

Two favorites come together in this dish -- Nutella and Croissants!  Find out how to turn a roll of croissants into a decadent treat!

Thanks, Rite Aid Savings!