Disney Princess Magazine – Only $13.99 a Year!!

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Here’s a GREAT deal on a magazine for your own princess.  You can order Disney Princess magazine for only $13.99 per year.  You will need to use the code PENNYPINCH at checkout in order to have the price drop.

Disney’s Princess is a bi-monthly Fun to Learn magazine for girls ages 4-9. Each issue is filled with magical stories, fun projects, games, activities, and more. This magazine subscription is narrated by Disney’s leading ladies like Ariel, Belle, Cinderella, and Snow White and every issue features a pull out poster your child can hang on her wall.

1 year subscription for $13.99 (64% off) with code PENNYPINCH

2 year subscription for $27.98 (64% off) with code PENNYPINCH

This offer expires at Wednesday 7/29/15 11:59 PM EST


Farberware Classic 17-Piece Tool and Gadget Set Only $14.47

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Shopping for a wedding gift? Maybe your kid(s) is heading to college on their own this Fall? Well, this would be perfect for them! Right now you can snag this Farberware Classic 17-Piece Tool and Gadget Set for only $14.47!!

  • Set includes essential tools including a turner, slotted turner, basting spoon, and a slotted spoon
  • Tools are safe to use on all cookware including non stick
  • Also includes gadgets including a can opener, pizza cutter, and measuring cups and spoons
  • Dishwasher safe
  • This 17-piece set includes one (1) of each: slotted spoon, basting spoon, turner, slotted turner, spoon/spatula, spatula/scraper, peeler, pizza cutter, can opener, 4-piece measuring cup set and a 4-piece measuring spoon set.
  • The cooking tools are safe for all cookware, including non-stick.
  • The set features four (4) measuring cups in the following capacities: 1/4-cup, 1/3-cup, 1/2-cup and 1-cup.
  • The set features four (4) measuring spoons in the following capacities: 1/4-teaspoon, 1/2-teaspoon, 1-teaspoon and 1-tablespoon.
  • The can opener in this set should be hand-washed only. All other items are dishwasher safe for fast and easy cleanup.

Shipping is free if you spend $35 or more on qualifying purchases — or if you belong to Amazon Prime (even if you have a trial membership).  Click HERE to learn more!

**Prices and availability subject to change. Make sure you confirm the price prior to purchase. If the price noted above differs from what you see on line, it simply means that this deal has expired since the time it was posted.

 

 

My Favorite Things Giveaway: $50 Target Gift Card

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gift card

Today is Day 2 of our giveaway event!  As I previously mentioned, I am sharing one of my favorite things each and every day!

Today, I want to share one of my favorite places to shop – Target.  I find some of the best deals here.  There are so many hidden ways to save money at Target – that you just can’t help but get the best deal there!  If you have not yet read it, check out my Best Money Saving Tips for Shopping at Target (you might learn something new).

I know many of you have also found some great deals at your local store and have passed them along to me – which I love and appreciate!  So, if Target is one of your favorite stores, today is your chance to win free money to spend there!

THE GIVEAWAY:

TWO (2) readers will each receive a $50 Target Gift Card

Click Image To Enter

This contest will be open until July 31, 2015, at 11:59 p.m. EST. The winner will be chosen at random and contacted via email. The prize will be mailed to the address provided on the entry form.

Penny Pinchin’ Mom is the sponsor of this giveaway. Target® is not directly involved in any way. By entering this giveaway/sweepstakes, you are attesting that you have read and can comply with the Giveaway Terms & Conditions.

Free Kindle and Nook Books for Today – July 28, 2015

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Free Kindle and Nook Books Downloads | www.pennypinchinmom.com  #free #kindle #nook #books #readingHere is today’s list of FREE Kindle and Nook Books for July 28, 2015. Remember that you do not need to own a Kindle to read these books. You can download the free Kindle app to your tablet, smartphone or other electronic device and can read any Kindle books.

** These books are all free as of the time we do the post. Prices change quickly on Amazon, so if you don’t see that it is free, that is why. Just make sure you check the price before you download.

Free Kindles free children's books

free romance books

free mystery books

free cook books

free cook books

NOTE: If you happen to inadvertently purchase a Kindle which is no longer free, you can get a refund. Learn more about Kindle Return Policies.   free nook free children's books

free romance books

free mystery books

**Prices and availability subject to change. Make sure you confirm the price prior to purchase. If the price noted above differs from what you see on line, it simply means that this deal has expired since the time it was posted.

New Coupons – Kellogg’s, Arm & Hammer, Rachael Ray and more

This post may contain affiliate links. Read my disclosure policy here.

new coupons

Today’s newest printable coupons are for several great brands like Kellogg’s, Rachael Ray, Speed Stick and more! Remember you can print 2 coupons per computer or device.

$1.50 off TWO (2) bags of Eight O’Clock Coffee
$2.00 off any Speed Stick GEAR Deodorant
$3.00 off Rachael Ray Nutrish Zero Grain Beef
$1.50 off any one (1) EAS product
$1.00 off THREE Kellogg’s Cereals
$0.55 off any (1) Frigo Cheese Heads Item
$2.00 off 2 ARM & HAMMER Power Paks Laundry

 

New Target Cartwheel for 20% Off Clearance Car Seats, Strollers AND Play Yards

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If you are in the market for a car seat, stroller or play yard for your little one, then be sure to snag this new Target Cartwheel for 20% Off Clearance Car Seats, Strollers AND Play Yards – valid through 8/1.  You can purchase up to 10 items :)

Thanks, Hip2Save!

Amazon Deals Of The Day 7/28/15

This post may contain affiliate links. Read my disclosure policy here.

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Today you can grab two great deals on Amazon. Do you just love everything Marilyn Monroe? Well, here’s a great deal to help you own more!! In fact, you can grab the “Marilyn Monroe: Classic Nine-Film Collection” on Blu-ray for only $29.99! That’s an 85% savings!!

Amazon is also offering a bonus deal today! In fact, you can save Up to 60% Off Select Gunnar Gaming Glasses! If you’ve been wanting a pair, now you can grab them for $39.99 + Free Shipping!!

SHOP HERE

**Shipping is free if you are a member of Amazon Prime or if you spend $35 on qualifying Amazon purchases. Prices and availability subject to change. Make sure you confirm the price prior to purchase. If the price noted above differs from what you see on line, it simply means that this deal has expired since the time it was posted.

How to Dispute Items on your Credit Report

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When was the last time you checked your credit report? Due to increased Identity Theft, it is wise to do it once a year.  If you are looking through the report and you find something  is wrong, what do you do?  Learn what you need to do to dispute those errors you might find.

 

Have you checked your credit report lately to know exactly what is on it? No matter your credit score it’s always best to stay up to date on your report, if for no other reason to make sure your identity is not being used fraudulently.

Federal Law now requires companies to allow you to check it for free once per year.  You can request yours by visiting AnnualCreditReport.com.  Do NOT use any of the other companies  which may look similar to this, as they are not the correct program and could cost you money.

Just click on REQUEST YOURS NOW at the top of the page.  It will take just 3 simple steps and you will get a report showing all agencies, or just those you want to see.  I would recommend you select all of them as some things may be correct with one company, but in error with another.
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As an alternative, each credit reporting agency will also provide you with one free report annually and you can request them individually.     I recently checked mine through Experian to track my report and score as I’m trying to work on increasing my personal credit score for the future.

A credit report can look scary especially if you have missed a few payments, or have old medical bills, student loans or more, but don’t let it get to you.  Remember:  Your credit report does NOT define you, but you can use it to help better yourself and your life, if you so choose.

As you review your report, you will see the good, the bad and sometimes – the ugly.  As you review your report, make sure that all items you see are in fact yours.  It could mean that it is time for the item to be removed from your report, an account which you never opened or even incorrect information.    It is up to you to review these to make sure they are correct.

Most negative items will fall off of your report after a period of seven years.  In the case of bankruptcy, Chapter 13 will remain on your report for seven years and Chapter 13 will follow you for 10.  This is part of the reason you need to check your report.  You need to make sure those negative accounts are removed when the time has arrived.

Just because you have a lot of items on your report does not mean that it is a bad thing.  A good report will show solid payment history and long standing accounts.  These in turn help increase your score.

 

If you find something that you feel is in error, you need to dispute the item.  Each company has it’s own way to report this.  You may find a button in the side bar or next to each item.

Each company will have it’s own dispute form.  This is what you would see if you disputed one through Experian.

dispute form

 

Enter all information, making sure it is correct.  Once you are done you may be asked to once again verify your identity.  Remember that you need to complete all sections of the form and then submit before it is actually considered sent.  Make sure you do not click out of the form too quickly.

Make sure that you only dispute what you have legitimate reason to dispute. I know this sounds like a no brainer but you can get into trouble for trying to fraud the system. Once you’ve filed your dispute they will take you to a screen showing your disputes and that they are pending. They have 30 days to talk to your debtors and see if the disputes are legit and to make an answer. Once an answer has been reached you will receive notification of your accounts and what happened.

I know this can all be overwhelming, but it truly is worth it, especially if you’re working towards goals of purchasing a house, car or anything else and you don’t want to pay super high interest rates. This step by step is quick and easy and takes you through all the steps on how to dispute items on your credit report!

*I’m not a financial advisor and I do not work for any of these companies. This is not a sponsored post or credit advice. It’s an informational post on my own experiences with my own credit report and disputes.*

Dwell Magazine – Only $4.99 A Year!

This post may contain affiliate links. Read my disclosure policy here.

 

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Here is a fun magazine!  You can pick up a subscription to Dwell Magazine for only $4.99 per year (83% off)! You can order up to 2 years at this price! Add this magazine to your shopping cart and then enter the coupon code pennypinch and then you will see the price drop!  This deal is good until Wednesday 7/29/15 at 11:59 PM EST.

Dwell champions an aesthetic in home design that is modern, idea-driven, and sensitive to social and physical surroundings. Written for young, intelligent consumers, dwell helps people shape their own living spaces Dwell champions an aesthetic in home design that is modern, idea-driven, and sensitive to social and physical surroundings. Written for young, intelligent consumers, dwell helps people shape their own living spaces in ways that express beauty, simplicity, comfort, and new sense of openness, and new sense of openness.

 

New Coupons – Kellogg’s, Arm & Hammer, Rachael Ray and more

This post may contain affiliate links. Read my disclosure policy here.

new coupons

Today’s newest printable coupons are for several great brands like Kellogg’s, Rachael Ray, Speed Stick and more! Remember you can print 2 coupons per computer or device.

$1.50 off TWO (2) bags of Eight O’Clock Coffee
$2.00 off any Speed Stick GEAR Deodorant
$3.00 off Rachael Ray Nutrish Zero Grain Beef
$1.50 off any one (1) EAS product
$1.00 off THREE Kellogg’s Cereals
$0.55 off any (1) Frigo Cheese Heads Item
$2.00 off 2 ARM & HAMMER Power Paks Laundry