$1.50 off of one Parents Choice Diapers Printable Coupon = $4.97 a Walmart!!

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2 Parents Choice Printable Coupon - www.pennypinchinmom.com #coupons

This is a rare coupon!!!  This morning, you can print one out to save $1.50 off of one Parent’s Choice Diapers — which are sold exclusively at Walmart.  This is under a different zip code, so make sure you follow the steps to get yours to print:

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  1. Go to coupons.com and change the zip code to 77477.
  2. Come back here and click THIS link and you will be taken directly to the coupon.
  3. Print out two copies.

Walmart sells the packages for just $5.97.  That will make them just $4.47 after using this coupon!

*There may be slight pricing differences where you shop.

Thanks Living Rich with Coupons!


Gordman’s Friends & Family Coupon — Save 20% off of Your Purchase

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Grab this brand new coupon to save 20% off of your entire purchase at Gordman’s!  This coupon is valid starting tomorrow, August 21st and is valid through August 25, 2014.

I love shopping their home decor items there — I find some of the most amazing items for my home!!

Upcoming CVS Deal: Tide Detergent Just $1.94

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Tide Deal at CVS - www.pennypinchinmom.com

We’ve got a great deal coming up this coming Sunday at CVS!  The promotion is:

Purchase 1 Tide or Gain Liquid Detergent and receive $1 in Extrabucks Rewards

We’ve got some coupons you can use to make this deal even better!!

How To Cut Your Budget — When There Is Nothing Left To Cut Out

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How to Cut your Budget When there is Nothing Left to Cut | www.pennypinchinmom.com

One of the most common questions and even comments left on my site is “What more can I do to cut our budget – we’ve already done all we can!!”  I know this feeling all too well.  I remember when my husband and I were struggling after I quit my job to stay home with our first born.  It was tough and we all know you can’t get blood from a turnip!

Before you look at what you can do to save on your budget, you need to make sure you have one.  I’ve got some very helpful tips, including free forms, to help you do just that.  Read more about How To Create A Budget.

Here are things we ended up doing which helped us when we had problems with our own budget:

1.  Find ways to bring in more money each month.  Of course, you can’t give yourself a raise at your job, but there are other things you can do to bring in more money.  We ended up selling items, I found a part-time, work from home job with my prior employer and eventually, started this site.   You sometimes need to look inside and where your passion lies and you might find the perfect way to increase your income.

I’ve actually got an entire post dedicated to this topic — Ten Ways to Make Money from Home.  While many of them may not work for you, there might be an idea which turns on that light bulb and sends you off on a path you’ve never have thought of otherwise.

2.  Don’t be so hard on yourself.  Sit back for a minute and look at where you were before you knew about budgeting and stretching your dollar vs. where you are now.  Be proud of what you’ve done and the changes you’ve made.  Sometimes, just knowing that you’ve made positive financial changes.  Just celebrate the small victories.

3.  Don’t compare yourself to others.  This is a tough one.  You may see others who claim that they found a way to shave their budget by hundreds of dollars every month.  While we would all love to be able to do that, it may not be realistic for you.  You may have additional expenses others do not have.  Your income is different than them.  You have your own financial goals.  When you stop comparing yourself to others, the need to keep up and compete will stop and you can feel better about your own budget.

4.  Look at your needs vs. wants.  This is a tough one.  There are probably things you have in your life which are wants rather than needs (and vice versa).  Do you have both a land line and cell phone?  If so, do you need both or do you want both?  Why not drop the land line?

Take a look at your entertainment.  Do you need cable?  Why not try to use another way to knock down your cable bill (or eliminate it completely).  Do you need to eat dinner out once a week – or do you want to dine out?

When we were getting out of debt, we did not eat in a restaurant for more than a year.  I kid you not.  It was tough, but we survived.  The reason was that we determined that it was a want to dine out and not a need.  Instead, we took the money we would have spent having a dinner out and used it towards our debt instead.

5.  Seek assistance.  This may be the time when you need to reach out to get help.  There are times when you just can’t make it on your own and there are programs and services which are here to help.  You can check with your local government to find ways to get help with utility bills, apply for food stamps, locate a food pantry and even get assistance for child care.

Just because you ask for help does not mean you are not financially responsible.  We all have times when we need a hand and these organizations are here to help.  Once you get back on your feet, then that will be your chance to pay it forward to help someone else.

 

 

New Nutella Printable Coupon = $1.98 at Walmart

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Nutella coupon - www.pennypinchinmom.com

Walmart has rolled back the price of Nutella from $3.48 to $2.98!  We’ve got a printable coupon to save $1.00 off of one Nutella which you can print — and pick this up for only $1.98!

Gap Birthday Celebration: $45 off of $100+ AND Earn Gap Cash!

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gap coupon code - www.pennypinchinmom.com #codes

Gap is celebrating it’s birthday — and YOU get the gift!  Today only (August 21st), you can save $45 off of a $100 or more purchase when you use the code BDAY at checkout!

In addition, when you spend $50, you will earn $25 in Gap Cash – which you can redeem later on.   There is no code to enter to earn your cash, it will automatically be awarded if your purchase meets the minimum threshhold.

Pop on over to Gap and shop!!!

*Some items may not be eligible for the discount.

Huggies Little Snugglers Only $6.97 at Walmart

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Huggies Coupons - www.pennypinchinmom.com #coupons

Walmart has rolled back the price of Huggies Little Snugglers Diapers from $9.47 to $8.97.  Print this coupon to save $2.00 off of one package and you’ll pay just $6.97!!

Walmart: $0.97 iPhones (Select Models — Available In-store Only)

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2 iphone deals at walmart - www.pennypinchinmom.com

Rumor has it that Apple will be releasing the newest iPhone 6 in September (September 9th to be exact), and starting sales later on that month.  In anticipation, Walmart has dropped the price of the iPhone 5c to only $0.97 — down from $29!!  This offer is available in-store only  – just on this model (the other ones are now $79 rather than $97).

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A contract is required for this deal, so make sure you read all of the terms, monthly fees and contract language BEFORE you sign up!

 

L’Oreal Advanced Hair Care Treatment As Low As $0.97

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loreal advanced hair care - www.pennypinchinmom.com

Check your Red Plum Insert from this past weekend to see if you have the $3.00 off of one L’Oreal Advanced Haircare Treatement product coupon.  If so, you can pick this up for as little as $0.97 at Walmart!!

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HyVee Digital Coupon for FREE Yoplait Greek Yogurt

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free yoplait yogurt at hyvee - www.pennypinchinmom.com

Reader Rebecca sent me a message to let me know about a great freebie for HyVee shoppers!  She was loading her digital coupons to her Fuel Savers Card and one of them she found was for FREE Yoplait Greek or Yoplait Greek 100 Yogurt!  Here is a screen shot she sent to me:

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You can sign up for your HyVee Fuel Savers Rewards card here, and then you can load digital coupons directly to it – saving you time clipping!!

Thanks for sharing Rebecca!