Amazon Deals Of The Day 7/28/15

This post may contain affiliate links. Read my disclosure policy here.

dashed (2)

Today you can grab two great deals on Amazon. Do you just love everything Marilyn Monroe? Well, here’s a great deal to help you own more!! In fact, you can grab the “Marilyn Monroe: Classic Nine-Film Collection” on Blu-ray for only $29.99! That’s an 85% savings!!

Amazon is also offering a bonus deal today! In fact, you can save Up to 60% Off Select Gunnar Gaming Glasses! If you’ve been wanting a pair, now you can grab them for $39.99 + Free Shipping!!

SHOP HERE

**Shipping is free if you are a member of Amazon Prime or if you spend $35 on qualifying Amazon purchases. Prices and availability subject to change. Make sure you confirm the price prior to purchase. If the price noted above differs from what you see on line, it simply means that this deal has expired since the time it was posted.


How to Dispute Items on your Credit Report

This post may contain affiliate links. Read my disclosure policy here.

When was the last time you checked your credit report? Due to increased Identity Theft, it is wise to do it once a year.  If you are looking through the report and you find something  is wrong, what do you do?  Learn what you need to do to dispute those errors you might find.

 

Have you checked your credit report lately to know exactly what is on it? No matter your credit score it’s always best to stay up to date on your report, if for no other reason to make sure your identity is not being used fraudulently.

Federal Law now requires companies to allow you to check it for free once per year.  You can request yours by visiting AnnualCreditReport.com.  Do NOT use any of the other companies  which may look similar to this, as they are not the correct program and could cost you money.

Just click on REQUEST YOURS NOW at the top of the page.  It will take just 3 simple steps and you will get a report showing all agencies, or just those you want to see.  I would recommend you select all of them as some things may be correct with one company, but in error with another.
Screen Shot 2015-07-26 at 11.54.16 AM

As an alternative, each credit reporting agency will also provide you with one free report annually and you can request them individually.     I recently checked mine through Experian to track my report and score as I’m trying to work on increasing my personal credit score for the future.

A credit report can look scary especially if you have missed a few payments, or have old medical bills, student loans or more, but don’t let it get to you.  Remember:  Your credit report does NOT define you, but you can use it to help better yourself and your life, if you so choose.

As you review your report, you will see the good, the bad and sometimes – the ugly.  As you review your report, make sure that all items you see are in fact yours.  It could mean that it is time for the item to be removed from your report, an account which you never opened or even incorrect information.    It is up to you to review these to make sure they are correct.

Most negative items will fall off of your report after a period of seven years.  In the case of bankruptcy, Chapter 13 will remain on your report for seven years and Chapter 13 will follow you for 10.  This is part of the reason you need to check your report.  You need to make sure those negative accounts are removed when the time has arrived.

Just because you have a lot of items on your report does not mean that it is a bad thing.  A good report will show solid payment history and long standing accounts.  These in turn help increase your score.

 

If you find something that you feel is in error, you need to dispute the item.  Each company has it’s own way to report this.  You may find a button in the side bar or next to each item.

Each company will have it’s own dispute form.  This is what you would see if you disputed one through Experian.

dispute form

 

Enter all information, making sure it is correct.  Once you are done you may be asked to once again verify your identity.  Remember that you need to complete all sections of the form and then submit before it is actually considered sent.  Make sure you do not click out of the form too quickly.

Make sure that you only dispute what you have legitimate reason to dispute. I know this sounds like a no brainer but you can get into trouble for trying to fraud the system. Once you’ve filed your dispute they will take you to a screen showing your disputes and that they are pending. They have 30 days to talk to your debtors and see if the disputes are legit and to make an answer. Once an answer has been reached you will receive notification of your accounts and what happened.

I know this can all be overwhelming, but it truly is worth it, especially if you’re working towards goals of purchasing a house, car or anything else and you don’t want to pay super high interest rates. This step by step is quick and easy and takes you through all the steps on how to dispute items on your credit report!

*I’m not a financial advisor and I do not work for any of these companies. This is not a sponsored post or credit advice. It’s an informational post on my own experiences with my own credit report and disputes.*

Dwell Magazine – Only $4.99 A Year!

This post may contain affiliate links. Read my disclosure policy here.

 

dashed (38)

Here is a fun magazine!  You can pick up a subscription to Dwell Magazine for only $4.99 per year (83% off)! You can order up to 2 years at this price! Add this magazine to your shopping cart and then enter the coupon code pennypinch and then you will see the price drop!  This deal is good until Wednesday 7/29/15 at 11:59 PM EST.

Dwell champions an aesthetic in home design that is modern, idea-driven, and sensitive to social and physical surroundings. Written for young, intelligent consumers, dwell helps people shape their own living spaces Dwell champions an aesthetic in home design that is modern, idea-driven, and sensitive to social and physical surroundings. Written for young, intelligent consumers, dwell helps people shape their own living spaces in ways that express beauty, simplicity, comfort, and new sense of openness, and new sense of openness.

 

New Coupons – Kellogg’s, Arm & Hammer, Rachael Ray and more

This post may contain affiliate links. Read my disclosure policy here.

new coupons

Today’s newest printable coupons are for several great brands like Kellogg’s, Rachael Ray, Speed Stick and more! Remember you can print 2 coupons per computer or device.

$1.50 off TWO (2) bags of Eight O’Clock Coffee
$2.00 off any Speed Stick GEAR Deodorant
$3.00 off Rachael Ray Nutrish Zero Grain Beef
$1.50 off any one (1) EAS product
$1.00 off THREE Kellogg’s Cereals
$0.55 off any (1) Frigo Cheese Heads Item
$2.00 off 2 ARM & HAMMER Power Paks Laundry

VicTsing® Wireless Bluetooth 3.0 Waterproof Speaker Just $15.99

This post may contain affiliate links. Read my disclosure policy here.

VicTsing Wireless Bluetooth Waterproof Speaker 72715

Have you been looking for that perfect outdoor speaker? Maybe you have a teen that wants one for the shower? This might make a great addition to a dorm room! Check out this VicTsing® Wireless Bluetooth 3.0 Waterproof Outdoor / Shower Speaker(Army Green) that’s knocked down to only $15.99! Grab it before the price shoots back up!

Deal Button

**Shipping is free if you are a member of Amazon Prime or if you spend $35 on qualifying Amazon purchases. Prices and availability subject to change. Make sure you confirm the price prior to purchase. If the price noted above differs from what you see on line, it simply means that this deal has expired since the time it was posted.

*FREE* Sample of Nexcare Waterproof Bandages

This post may contain affiliate links. Read my disclosure policy here.

free nexcare sample 72715

Hurry on over and grab a free sample of Nexcare Waterproof Bandages! All you have to do is fill out the form and your sample will arrive shortly!!

Deal Button

Neutrogena Sunblock Printable Coupon & Walmart Deal!

This post may contain affiliate links. Read my disclosure policy here.

Neutrogena Wet Skin Printable and Walmart 72715

Hurry and grab this high value printable coupon for Neutrogena Wet Skin Sunblock! We found the Kids Stick for   as low as $7.97. Pair that price up with this coupon and it knocks it down to $5.47!! You can also use it on the spray and pay just $8.97! Not too shabby for Neutrogena! 😉

Print Coupon Button

Temptations Cat Treats, As Low As $0.99!

This post may contain affiliate links. Read my disclosure policy here.

Temtations Cat Treats Coupons, As Low As $0.99!

Spoil your cat this week for less than a dollar when you use a new coupon from last Sunday’s paper! See the best prices and sales below.

WALMART
DOLLAR GENERAL
TARGET
WALGREENS

Working Mother Magazine – Just $4.99 A Year!

This post may contain affiliate links. Read my disclosure policy here.

dashed (7)

Here is another great magazine deal!  You can pick up a subscription to Working Mother magazine for only $4.99 a year (up to 5 years).  Add this magazine to your shopping cart and then enter the coupon code pennypinch and then you will see the price drop!  This deal is good until 11:59pm EST, Tuesday 7/28/15!

Working Mother is the essential tool for mothers who have made the decision to raise families while continuing to pursue their careers. This informative magazine shares tips and tricks to help its readers with the daily juggling act that working mothers experience.

 

This Week’s Best Diaper Deals 7/26 – 8/1

This post may contain affiliate links. Read my disclosure policy here.

Current Diaper Savings Deals | www.pennypinchinmom.com #coupons #diapers #baby

If you are looking for great deals on diapers, you’ve come to the right place!  Below you will find a recap of this week’s best deals both in the store and online!

Make sure you are signed up for Amazon Mom so you can get the BEST possible deal when shopping online!

Search


Provide search term and click 'Search'
CVS
ECB
Kmart
Rite Aid
Target
Gift Card Deals
Walgreens
REGISTER REWARDS
Amazon